Part 1 – 5 Common Insurance-Related, Car Accident Questions

In a split second, you could experience a car accident that has ramifications for years. To get you through this time, it’s important to deal with the opposing insurance company carefully. Consider these common insurance-related, car accident questions:

The at-fault individual’s insurance company called me. What should I say?

If you answer the call, tell them to call your insurance company or attorney. They are most likely trying to get you to agree to a settlement that is much lower than what it would be if you took them to court. They record every phone call they make, so your agreement to their offer could negatively affect you.

Do I have to take my vehicle to an insurance company approved shop?

No, your insurance company shouldn’t be the one to decide where you take your vehicle. After suffering emotional, mental, and physical harm from a car accident, we encourage you to take your vehicle to a repair shop that you trust, lessening any added stress.

What if the at-fault driver doesn’t have insurance?

If the at-fault driver doesn’t have insurance or you experienced a hit-and-run accident, you would call your insurance company and ask them to file the claim under your Uninsured Motorist Coverage. Instead of the claim affecting your traditional coverage, it will be put toward your Uninsured Motorist Coverage.

Will insurance companies try to determine fault?

Yes. Georgia is an at-fault state which means if an individual’s negligence caused injuries on your behalf, you can sue for damages. Insurance companies don’t like to pay out large sums of money, so they may go to great lengths to get you to agree to a settlement or lay blame on your end. This is why it’s vital to seek a car accident attorney’s help soon after your collision.

How much compensation will I receive from my car accident?

Your car accident attorney will seek the highest amount of compensation possible from the opposing insurance company. We will draw from as many eligible factors such as – medical bills, rehabilitative costs, lost wages, future needs, and more.

If you’ve been injured in a car accident, call our team today: 478-987-1415

Stay tuned for parts two and three of our car accident series: