Sometimes, buying a house can be a whirlwind adventure or it can be a long, drawn-out process. When you finally get to the attorney’s office on closing day, you want to be completely prepared so the process is not delayed. Here’s what you need to know at your closing appointment:
Buying a House: Important Items to Bring on Closing Day
The last thing you want to happen on closing day is forgetting an important document that delays the process or causes you to reschedule. Before you leave for the attorney’s office, make sure you have the following items in your possession:
- 2 Forms of Government-Issued Photo ID
- Example: driver’s license and passport
- Cashier’s Check
- Note: personal checks and cash are not allowed
- Final Sales Contract
- Proof of Insurance
If you are buying a house jointly, make sure the other person is present at the meeting. He or she will have to sign the same documents that you do to finalize the purchase.
Among other things, make sure to remember your patience. Sometimes, these “closing day meetings” can last 2+ hours. You’ll sign countless documents and be asked a few questions. Your real estate agent, real estate attorney, and loan officer will be there if any questions arise.
How a Skilled Real Estate Attorney Can Help You
Buying a house is likely the biggest financial investments you will make in your lifetime. With such a large purchase, it’s important to have a real estate attorney on your side to look through all the documents to ensure you’re getting the best deal. The Walker, Hulbert, Gray & Moore attorneys have helped thousands of people with their house-buying process. We would love to help you on this exciting journey!